Delivering the highest level of customer service is the cornerstone of the Andres O'Neil & Lowe Agency philosophy. Our customers deserve and receive customized risk management solutions, competitive pricing, and the broadest protection available in the insurance industry.

Andres O'Neil & Lowe Agency, Inc.
was formed in 1923. The agency is recognized as a leader in the independent agency system throughout Northwestern Ohio. The agency's longevity is the result of a commitment of excellence and a philosophy that success is the result of doing the very best job possible for our clients and treating our clients' interests as if they were our own.

The Andres O'Neil and Lowe Agency represents many of the most respected commercial and personal lines insurance providers and proudly serves the Northwest Ohio area through our Bryan and Archbold locations.  Be assured that we are here to personally handle your insurance needs.

Earl Andres said it in 1923, and we remain faithful to a principle of "Service -- to our Customers, the Community, and Each Other". So, sit back, enjoy our site and we look forward to doing business with YOU!